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First South Credit Union

Become a MemberOur Credit Union lets people in the local community come together to save and borrow money at more favourable rates. It is operated on a not-for-profit basis, with surpluses being returned to members.


No connection between what you can borrow and how much you have saved.Once you join you can apply for a loan immediately.At First South Credit Union we pride ourselves on putting our members first. That is why we have some of the most competitive loan options on the market. We offer a variety of loan options to suit the needs of our members, including our new Mortgage Product, you can now borrow up to €250,000 over a term of 25 years. There are many great advantages to borrowing from First South. Advantages of Borrowing from Your Credit UnionWhen you receive a loan from us you will find many advantages in comparison to other institutions: Interest will be payable on the reducing balance of the loanNo Early Redemption PenaltiesYour loan application will be dealt with strictly on its own meritsYour repayments will be tailored to meet your own personal circumstancesYour loan will be insured at no direct cost to yourself (Subject to terms and conditions. Certain limits apply)No hidden fees or chargesThe repayment schedule can be adjusted to meet your own changing circumstances if necessary. Interest on Loans“Truth in Lending”, with no hidden costs is the policy of the Credit Union movement. We do not charge fees or transaction costs. Our Credit Union does not penalise borrowers for repaying loans in a shorter time than planned. This facilitates Members to take greater control of their own finances. Planning and ManagingOur Credit Union is flexible regarding repayment plans, although there are some legal limitations to length and amount of loans. The member will be advised on the best repayment plan to meet their own circumstances. Members are generally advised to repay a loan in as short a time as possible. Should a member experience difficulties in meeting repayment commitments he/she should immediately contact the Credit Union. All issues of this nature will be treated sympathetically and in confidence. How to Apply for a LoanThere are a number of ways to apply for a Loan: Apply Online (registered CU Online Members).Apply over the telephone.You can call to any of our four offices, Ballyphehane, Turners Cross, South Mall, Kinsale and make a Loan Application.

First South Credit Union Ltd. - Home | Facebook

First South Credit Union Ltd. - Home | Facebook

First South Credit Union Ltd.3月21日 11:07Due to scheduled maintenance, our online facilities including the CU⋯⋯anywhere App will be unavailable from 9pm on Sunday 24th of March to 3am on Monday the 25th march.We apologise for any inconvenience. 查看更多First South Credit Union Ltd.3月20日 03:54Great to welcome TY students from Colaiste Chriost Ri to our Turner'⋯⋯s Cross office this morning.Check out our own Sean and Jack , former students, with their maths teacher Jamie!#FinanceisCool#FirstSouthCreditUnion#CreditUnion查看更多中文(香港)English (UK)Bahasa Indonesia日本語ภาษาไทยFrançais (France)한국어EspañolPortuguês (Brasil)DeutschItaliano註冊登入MessengerFacebook Lite尋找朋友

First South Credit Union Limited (Ireland) - Bank Profile, formerly Ballyphehane Credit Union Limited

First South Credit Union is a local, mutual, non-for-profit financial institution.First South Credit Union is owned by its members via share accounts.First South Credit Union specializes in providing savings and loans at fairand reasonable interest rates as well as insurance products to its members,natural persons of local residence. Because First South Credit Union is a non-for-profit organization, the surplusgenerated by First South Credit Union is returned to the members as dividendsand/or directed to improve services required by the members.Share and deposit accounts made with First South Credit Union are covered byIrish Deposit Protection Scheme. Bank CategoryCredit unions

First South Credit Union Ltd.

First South Credit Union is a community based financial co-operative. First South Credit Union provides first rate financial services to our members from our offices in Ballyphehane, Kinsale, Turner's Cross and South Mall in Cork. First South Credit Union Limited was founded in 1960 and currently has over 19'000 members. First South Credit Union is a community based Credit Union, it exists for the benefit of our members.If you live or work in Ballyphehane, Ballygarvan, Ballinhassig, South Mall, Anglesa Street, Douglas Street, Washington Street/ Hanover Street and the areas in between you are entitled to join First South Credit Union Ltd. For further information on our common bond please see our website at www.fscu.ie

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